Flexible, Professional Funeral Home Financing Solutions 20+ Years of Experience in Funeral Home Loans & SBA Financing

Funeral home financing requires specialized industry knowledge. At Funeral Home Loan, we help funeral home buyers and owners secure properly structured loans directly through federally insured banks, providing clear answers, realistic expectations, and confidence before any commitment is made.

No brokers, no referral fees, no confusion.

No broker commissions or referral fees.
No upfront costs to begin a conversation.
Fewer layers between you and the lender.
Clear, bank-level communication.

Talk With an Experienced Banker

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Funeral Home Loan & Financing Options

We offer multiple funeral financing solutions to match your ownership goals, whether you are acquiring a funeral home, refinancing an existing location, or funding expansion. Every option is explained clearly so you can choose with confidence.

Commercial Funeral Home Loans

Ideal for established funeral homes using real estate or equipment collateral, offering predictable terms & competitive rates.

SBA 7(a) Funeral Home Loans

Flexible SBA 7(a) funeral home acquisitions, expansions, refinancing, & goodwill with lower down payments & terms.

SBA 504 Loans

SBA 504 loans finance funeral home real estate or major equipment with long-term, fixed-rate structures & low equity.

Why Specialized Funeral Home Financing Matters

Funeral home loans require specialized knowledge of goodwill & ownership. Working directly with experienced funeral home lenders reduces delays, eliminates confusion, & delivers clearer terms with faster, more confident approvals.

Going It Alone

Goodwill often undervalued or misunderstood.
Unclear Down payment requirements.
Delays caused by missing details & lender uncertainty.
Clow communication & multiple intermediaries.
Unclear document requests.
Seller requests arise unexpectedly, delaying progress.
Approval timelines remain vague & unpredictable.

Benefits With Us

Accurate goodwill & business valuation.
Transparent down payment expectations explained upfront.
Faster approvals through bank-ready loan structures.
Direct communication with decision-makers at federally insured banks.
Clear guidance on required documents before submission.
Defined seller information requirements.
Realistic timelines for each stage of the loan process.

Get clear answers, realistic terms, & expert guidance from start to closing.
Call us at (913) 343-2357 today.

What to Expect

Financing a funeral home should feel clear & predictable. Our approach is designed to keep you informed, prepared, & in control at every stage.

Talk With a Banker

Submit a brief loan request with basic details of your purchase, refinance, or expansion so we can understand your goals.

Initial Review & Eligibility

An expert reviews your request, explains eligibility, & outlines realistic loan terms, down payment expectations, & next steps.

Loan Package Preparation

Your dedicated loan officer works directly with you to build a complete, approval-ready loan package & structure.

Submission & Review

Once complete, your loan package is submitted to the bank’s credit team for formal review & consideration.

Commitment Letter

After credit review, you receive a commitment letter & submit a deposit for required reports.

Final Approval & Closing

After all conditions are satisfied, your loan is approved & scheduled to close—often within just a few days.

Specialists in Funeral Home Financing

Matt Manske, Senior Loan Officer, has spent more than 20 years focused exclusively on funeral home lending, closing hundreds of transactions nationwide & reviewing thousands of funeral home financials.

Funeral Home Loan is built exclusively for funeral professionals. We are experienced loan officers working directly with federally insured banks—not brokers or intermediaries.

Our focus on funeral home loans allows us to understand goodwill valuation, ownership transitions, cash flow realities, & the unique financial structure of funeral service businesses.

From first-time buyers to multi-location operators, we help funeral directors nationwide secure financing that supports long-term stability & growth.

Call US NOW (913) 343-2357

Need Expert Help with Funeral Home Financing?

Every funeral home purchase or refinance is unique, & the right loan structure depends on your financials, property, & goals. At Funeral Home Loan, we’ve helped hundreds of funeral directors nationwide secure the best possible financing terms.

Call US NOW (913) 343-2357

Why Choose Funeral Home Loan

Our experience, transparency, & direct-to-bank approach set us apart from traditional funeral home lenders.

Specialized Expertise

20+ years of focused experience structuring funeral home loans for buyers & owners nationwide.

Direct Bank Access

Work directly with federally insured banks for faster approvals, clearer terms, & fewer fees.

No Brokers or Fees

No brokers, upfront fees, ensuring transparent guidance, clear timelines, & confident decisions.

Tailored Loan Programs

SBA 7(a), SBA 504, & conventional loans tailored specifically for funeral home businesses nationwide.

Nationwide Service

Nationwide lending support for funeral directors across all fifty states & diverse markets served.

Proven Success

Hundreds of closed funeral home loans acquisitions, refinances, expansions, & buyouts nationwide.

What Our Clients Say

As a first-time business owner, getting initial financing for my funeral home was very challenging. When I connected with Funeral Home Loan, I knew I was in the right hands. The team was patient, took time to understand my business & my vision, & guided me through every step of the funeral home loan process. Their knowledge of the funeral home industry & financing options is exceptional. They are trustworthy partners, & after completing two successful funeral home loans over the past five years, I would not choose to work with anyone else.

Licensed Funeral Director - NY
Working with Matt at Funeral Home Loan was nothing short of incredible. Securing financing for a funeral home business can be difficult because traditional lenders do not always recognize the unique value of the industry. Before meeting Matt, I had been turned away several times. With his deep expertise in funeral home loans & SBA financing, he found a way to make it work. He explained every detail, kept us informed throughout the loan process, & made sure we felt confident in every step. Matt’s professionalism & genuine care set him apart. If you are looking for an expert in funeral home lending, Matt is the banker you need.

Licensed Funeral Director - NJ
I have worked with Funeral Home Loan on two separate acquisitions, & both experiences were outstanding. Their expertise in funeral home financing & industry-specific financials is top tier. Every time I had a question, they were quick to provide clear answers & direction. Both of our funeral home acquisitions were completed smoothly & quickly. I am very thankful to have found a financing partner who truly understands our business.

Licensed Funeral Director - CT
It is always a pleasure to work with Matt Manske. His personal knowledge of funeral service, combined with his banking & loan experience, made the financing process smooth & efficient. Matt’s communication skills, work ethic, & dedication to clients ensure the best possible outcome. I highly recommend him for any funeral home financing needs.

Licensed Funeral Director - KS

Begin a Financing Conversation

Fill out the form below & Matt Manske will personally contact you within 24 hours to discuss your funeral home financing options—confidentially & without obligation.